Gemini Credit Card Review 2025 – AskCryptoWallet.com

Gemini Credit Card® Review 2025

The Gemini Credit Card® is one of the most exciting ways to earn cryptocurrency on everyday purchases. With instant crypto rewards, no annual fee, and flexible redemption across 50+ digital assets, it’s designed for crypto enthusiasts who want to grow their portfolio while spending. Get yours today!

👉 Back to Hub: Gemini Credit Card & Exchange Hub

Gemini Credit Card® Highlights

Rewards and Benefits

4% back on gas, EV charging, transit, taxis, and rideshares (up to $300/month, then 1%).
3% back on dining.
2% back on groceries.
1% back on all other purchases.
$200 crypto bonus after spending $3,000 in the first 90 days (terms apply).
$0 annual fee.

Other Features

Prequalify with no impact on your credit score.
Sleek metal design: black, silver, or rose gold.
Card number hidden for extra security.
Runs on the Mastercard® network.
Rewards deposited in real time to your Gemini Exchange account.

Benefits and Perks

Useful Rewards Categories: Earn extra crypto in the places you spend most—gas, groceries, dining, and travel.
Over 50 Cryptos to Choose From: Redeem in Bitcoin, Ethereum, or dozens of other assets. Switch anytime.
Instant Rewards: No waiting for statement cycles—rewards are credited as soon as transactions post.
Secure & Stylish Design: Metal build, no printed card number, and full digital management in the Gemini mobile app.

Drawbacks and Considerations

Gemini Exchange account required (rewards are deposited directly there).
No statement credit option (rewards must be converted to cash if needed).
Crypto volatility means your rewards may gain or lose value.
Best for crypto users, not those who prefer traditional rewards programs.

Frequently Asked Questions – Gemini Credit Card

Can I earn rewards on international purchases?
Yes. The Gemini Credit Card® works worldwide, with no foreign transaction fees.
How fast are rewards deposited?
Rewards are credited instantly to your Gemini account.
Do I need a Gemini Exchange account?
Yes. Your card must be linked to your Gemini Exchange account.
Are rewards taxable?
Yes. Gemini provides transaction records for tax reporting.
Can I choose which crypto my rewards go into?
Yes. Pick from 50+ supported cryptocurrencies and switch anytime.
What’s the welcome bonus?
$200 in Bitcoin when you spend $3,000 in the first 90 days (terms apply).
Is there an annual fee?
No. The card has $0 annual fee.
What network does the Gemini Credit Card use?
It runs on the Mastercard® network.
How secure is the card?
The card has no printed number, plus 2FA, encryption, and instant alerts.
How do I apply?
Apply directly on Gemini’s secure website with prequalification available.